We're here to help! Take a look at some of the frequent questions that our customers have. If you can't find an answer to your question, contact us to find the information you need.

Credit Scores

While your credit score is factored into the decision making  process, it is only one component and is NOT the most important. 

While consumer credit scores are only one component of the overall loan decision, we do offer programs for consumer credit scores as a low as 500.

We perform a “soft pull” credit check on the  consumer credit of the primary owners. This process will not impact your personal credit  score.

Qualification Requirements

We have programs available for  companies in business as little as 6 months.

We typically like to see  minimum annual revenue of $250,000.

For unsecured working capital programs a reasonable calculation is between 6%-15% of your gross annual revenue. Begin the application process and receive a pre-approval at no cost or obligation to find the right solution for your growth needs. 

We do NOT require collateral for our unsecured solutions offered through most of our  lending partners. Leveraging collateral can sometimes be wise depending on the use of the funds. Apply today and one of our business capital consultants will help you find the solution best suited for your company.

Business Loans

The application process can be  completed in minutes. An approval can be received within a few hours up to a couple days, depending upon the individual situation. Funds are typically deposited within your business account in 1-3 days following your acceptance of the approval.

There is no cost or obligation when you apply  for a business loan through Clarifi.

Repayment terms vary by client but typically  range from 6-36 months.

Repayment carries by individual situations but can vary  from small daily fixed payments, to traditional monthly payments. These payments are captured by ACH to ensure you don’t need to be concerned about sending in checks or  missing due dates. Short term asset based lending generally is repaid through collection of your receivables or sell of your inventory. All details & structure of solutions offered by Clarifi through our lenders will be fully explained prior to accepting funding.